There are limits on the amount of contributions that can be made to your 403(b) account each year. If contributions made to your 403(b) account are
more than these contribution limits, penalties may apply.
Chapters 2 through 8 provide information on how to determine the amount that can be contributed to your 403(b) account for 2001.
Chapters 9 and 10 provide information on figuring the amount that can be contributed to your 403(b) account in 2002.
If you contributed to both a 403(b) plan and a 457 plan in 2001, the information discussed in chapters 2 through 7 does not apply to you. You will
need to read Chapter 8, Contributing to Both a 403(b) Plan and a 457 Plan.
Worksheets are provided in chapter 13 to help you determine the maximum amount that can be contributed to your 403(b) account each year. Chapter
11, Excess Contributions, describes steps you can take to prevent excess contributions and to get an excess contribution corrected.
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